South Carolina Seller Disclosure Requirements
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How to Sell Your Home By Owner in South Carolina: Disclosures, Closing, and Free FSBO Listing

A complete FSBO guide for South Carolina homeowners: what you must disclose, how South Carolina closings work, and how to list your home free on SaveOnYourHome.com.

Quick answer

Selling your home by owner in South Carolina is legal and can save you tens of thousands of dollars. South Carolina requires a statutory seller disclosure and is a attorney state for closings. You can list your South Carolina home free on SaveOnYourHome.com, a nationwide FSBO platform, with no listing fees and no commission owed to us.

Estimated FSBO Savings in South Carolina

Up to $21,000
On a typical $350,000 South Carolina home, eliminating the 6% agent commission keeps up to $21,000 in your pocket on this sale.
Where the 6% Comes From
Listing side, ~3% (~$10,500): No listing commission when you sell by owner on SaveOnYourHome.com.
Buyer side, ~3% (~$10,500): When your buyer finds you directly through your free listing, that 3% can be negotiated as a lower price or closing credit instead of going to a buyer's agent.
Typical Range on the Selling Side
On a $350K home, a South Carolina FSBO seller keeps roughly $8.8K-$10.5K that would otherwise go to the buyer's agent commission.

Use the free SaveOnYourHome.com Savings Calculator to estimate the full potential savings on your specific South Carolina sale.

South Carolina Seller Disclosure Requirements

Disclosure Type
Statutory
Statutory Form / Legal Basis
Residential Property Condition Disclosure Statement (S.C. Code Ann. § 27-50-10 et seq. (South Carolina Residential Property Condition Disclosure Act)).

What South Carolina Sellers Must Disclose

  • Structural condition and known material defects
  • Systems: HVAC, plumbing, electrical, water heater
  • Water source and sewage disposal systems
  • Existing rental or lease arrangements at the time of closing, including outstanding tenant utility charges
  • Psychologically impacted property status is explicitly exempt from mandatory disclosure

Federal Lead-Based Paint Rule

Federal Title X (42 U.S.C. Section 4852d) requires every seller in every state, including South Carolina, to disclose known lead-based paint and lead-based paint hazards for homes built before 1978, provide the EPA pamphlet "Protect Your Family from Lead in Your Home," and give buyers a 10-day period to test for lead before becoming bound to the contract.

South Carolina-Specific Considerations

South Carolina gives sellers the option to state they have actual knowledge of a condition or to make 'no representation' as to that condition. Failure to provide the disclosure form does not void the sale, create a title defect, or justify delaying closing, though it may still support a separate damages claim.

How Closing Works in South Carolina

Closing Handled By
attorney state
Attorney Review Period
N/A

South Carolina is a strict attorney state: a South Carolina Supreme Court ruling (Doe v. McMaster) requires a licensed attorney to be physically present at closing and to conduct the settlement on behalf of the lender/borrower, a stricter requirement than in many other attorney states. The attorney typically handles title examination, document preparation, and disbursement of funds; title companies may assist but cannot substitute for attorney presence. South Carolina uses a negotiated Due Diligence Period (commonly 10-21 days) rather than a formal post-signing attorney-review window, during which the buyer can terminate broadly. Sources: SC Law Review (scholarcommons.sc.edu) and Freedom Real Estate Services (freedom-res.com).

Transfer Tax
South Carolina's Deed Recording Fee functions as its transfer tax: $1.85 per $500 of the sale price (a $1.30 state portion plus a $0.55 county portion), typically paid by the seller. Source: South Carolina Department of Revenue (dor.sc.gov).

Special FSBO Considerations for South Carolina

  1. South Carolina's requirement that an attorney physically attend closing is stricter than most attorney states, so FSBO sellers must schedule closing around attorney availability.
  2. Unlike North Carolina, South Carolina's due diligence period generally does not require a separate non-refundable due diligence fee paid to the seller, which changes how FSBO sellers should structure offers.
  3. South Carolina requires a Residential Property Condition Disclosure Statement disclosing known defects, which FSBO sellers must complete and deliver to buyers. Verification recommended with licensed South Carolina attorney.

Why List Your South Carolina Home Free on SaveOnYourHome.com

SaveOnYourHome.com is a nationwide FSBO platform built for South Carolina homeowners who want to sell their home without paying a listing agent. Listing your home on SaveOnYourHome.com is completely free, with no listing fees, no commissions to us, and no strings attached. We give South Carolina sellers a professional listing page, buyer inquiry tools, and free educational resources so you can market your home yourself and keep the equity you've built.

Unlike agent-based platforms, SaveOnYourHome.com is a pure FSBO marketplace. We don't take referral fees, we don't push you toward paid services you don't need, and we never charge you a commission when your home sells. The savings from selling FSBO in South Carolina, often tens of thousands of dollars, stay in your pocket.

Free Weekly FSBO Q&A Call for South Carolina Homeowners

Selling your South Carolina home by owner does not mean going it alone. Every week, SaveOnYourHome.com hosts a free live Q&A call where South Carolina homeowners can ask real questions about pricing, disclosures, showings, offers, and closing, and get honest, commission-free answers before they list.

The call is 100% free, there is nothing to buy, and every seller is welcome, whether you are just researching FSBO or already have your home on the market. Bring your questions and get clear guidance from the SaveOnYourHome.com team.

Reserve your spot on the next free weekly Q&A call →

Frequently Asked Questions About Selling FSBO in South Carolina

What must I disclose to buyers when selling FSBO in South Carolina?

South Carolina requires a statutory seller disclosure. The legal basis is: Residential Property Condition Disclosure Statement (S.C. Code Ann. § 27-50-10 et seq. (South Carolina Residential Property Condition Disclosure Act)).

How much is transfer tax in South Carolina, and who pays it?

South Carolina's Deed Recording Fee functions as its transfer tax: $1.85 per $500 of the sale price (a $1.30 state portion plus a $0.55 county portion), typically paid by the seller. Source: South Carolina Department of Revenue (dor.sc.gov).

Is there a mandatory attorney review period in South Carolina?

South Carolina does not have a statutory post-signing attorney review period like New Jersey's. FSBO sellers can still ask an attorney to review the contract before signing.

How much can I save by selling my home FSBO in South Carolina?

On a typical South Carolina sale, real estate commissions total about 5% to 6% of the sale price, roughly 3% to the listing agent and 3% to the buyer's agent. Based on a $350,000 South Carolina home, eliminating that 6% keeps up to about $21,000 inside your transaction. When you sell FSBO on SaveOnYourHome.com, there is no listing fee and no listing-side commission owed to us. If your buyer also comes to you directly through your free SaveOnYourHome.com listing without a buyer's agent, the buyer-side ~3% (about $10,500) can be negotiated as a lower price or a closing credit on this same sale.

Do I need MLS access to sell FSBO in South Carolina?

No. SaveOnYourHome.com is a nationwide FSBO platform that reaches South Carolina buyers directly without requiring you to pay for MLS access or a listing agent.

South Carolina FSBO Recommendation

Complete South Carolina's official form or a comparable comprehensive form, keep copies of everything you disclose, and have a real estate attorney review your disclosure package before signing. Verify current requirements with a licensed South Carolina real estate attorney.

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Important legal disclaimer

Important Legal Disclaimer. Please read carefully before relying on any information in this guide.

Not legal, tax, or financial advice. This guide is general informational content published by SaveOnYourHome.com, LLC for South Carolina homeowners considering selling their home by owner (FSBO). It is not legal advice, tax advice, financial advice, investment advice, or real estate brokerage advice. Reading this page does not create an attorney-client, broker-client, or fiduciary relationship of any kind between you and SaveOnYourHome.com, LLC, its founder, its employees, or its contractors.

Not a licensed brokerage. SaveOnYourHome.com, LLC is a technology platform, not a licensed real estate brokerage in South Carolina or any other state. We do not represent buyers or sellers, we do not negotiate on your behalf, and we do not receive commissions. You are acting as an unrepresented seller.

No warranty of accuracy or currentness. State disclosure laws, closing procedures, transfer taxes, and required forms change frequently, and their application depends on the specific facts of your property and transaction. While we make reasonable efforts to keep this guide accurate as of the last-updated date shown below, we make no representations or warranties, express or implied, about the completeness, accuracy, reliability, or timeliness of any information on this page. Statutory citations and form references may become outdated between updates.

Consult licensed professionals. Before completing your seller disclosure, signing any contract, or closing on your home, you should consult a licensed South Carolina real estate attorney, and where appropriate a licensed tax professional, title company, and licensed home inspector. Every FSBO transaction has facts that a competent professional needs to review.

Third-party citations are not endorsements. Links to state statutes, government agencies, industry associations, and third-party sources are provided for reference only. We do not endorse and are not responsible for the content, accuracy, or availability of any third-party site or resource.

Your decision, your responsibility. The decision to sell your home by owner rather than through a licensed real estate agent is yours alone. You assume all risk related to that decision, including pricing, marketing, showings, negotiations, disclosures, and closing. To the fullest extent permitted by law, SaveOnYourHome.com, LLC and its affiliates, officers, employees, and contractors disclaim all liability for any loss, damage, or claim arising out of or related to your use of or reliance on this guide.

Last updated: July 23, 2026.

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