Washington, D.C. Seller Disclosure Requirements
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How to Sell Your Home By Owner in District of Columbia: Disclosures, Closing, and Free FSBO Listing

A complete FSBO guide for District of Columbia homeowners: what you must disclose, how District of Columbia closings work, and how to list your home free on SaveOnYourHome.com.

Quick answer

Selling your home by owner in District of Columbia is legal and can save you $30K-$36K. District of Columbia requires a statutory seller disclosure and is a state with a hybrid closing process for closings. You can list your District of Columbia home free on SaveOnYourHome.com, a nationwide FSBO platform, with no listing fees and no commission owed to us.

Estimated FSBO Savings in District of Columbia

Up to $36,000
On a typical $600,000 District of Columbia home, eliminating the 6% agent commission keeps up to $36,000 in your pocket on this sale.
Where the 6% Comes From
Listing side, ~3% (~$18,000): No listing commission when you sell by owner on SaveOnYourHome.com.
Buyer side, ~3% (~$18,000): When your buyer finds you directly through your free listing, that 3% can be negotiated as a lower price or closing credit instead of going to a buyer's agent.
Typical Range on the Selling Side
On a $600K home, a DC FSBO seller keeps roughly $30K-$36K more by avoiding a typical ~5-6% combined agent commission, though the seller-side transfer tax (1.1%-1.45%) will reduce net proceeds somewhat.

Use the free SaveOnYourHome.com Savings Calculator to estimate the full potential savings on your specific District of Columbia sale.

District of Columbia Seller Disclosure Requirements

Disclosure Type
Statutory
Statutory Form / Legal Basis
District of Columbia Real Property Disclosure Statement (D.C. Code § 42-1301 et seq. (Chapter 13, Residential Real Property Seller Disclosures)).

What District of Columbia Sellers Must Disclose

  • Structural systems: roof, walls, floors, foundation, basement
  • Plumbing, electrical, heating, and air conditioning systems
  • Water and sewer systems, including lead service line status
  • History of pest infestation
  • Appliances, fixtures, and built-in systems
  • HOA/condo association resale package (budget, reserve study, insurance, bylaws)

Federal Lead-Based Paint Rule

Federal Title X (42 U.S.C. Section 4852d) requires every seller in every state, including District of Columbia, to disclose known lead-based paint and lead-based paint hazards for homes built before 1978, provide the EPA pamphlet "Protect Your Family from Lead in Your Home," and give buyers a 10-day period to test for lead before becoming bound to the contract.

District of Columbia-Specific Considerations

DC requires disclosure of lead water service line information, a requirement tied to the city's broader lead service line replacement program. Buyers cannot waive the right to receive the disclosure statement. Late delivery gives the buyer a 5-day right to cancel.

How Closing Works in District of Columbia

Closing Handled By
hybrid
Attorney Review Period
N/A

In DC, settlements are commonly conducted by title/settlement companies, and while attorneys are frequently involved (and some settlement companies are attorney-owned), an attorney is not strictly mandatory to close. The standard GCAAR (Greater Capital Area Association of Realtors) contract form is widely used even in unrepresented transactions. At settlement, the deed is recorded with the DC Recorder of Deeds and both the deed transfer tax and deed recordation tax are collected. Closings typically take 30-45 days from contract to settlement.

Transfer Tax
DC imposes two separate taxes on real estate sales: a deed transfer tax (customarily paid by the seller) and a deed recordation tax (customarily paid by the buyer), each at 1.1% of the sale price for homes under $400,000 and 1.45% for homes at or above $400,000 (combined roughly 2.2%-2.9%). A reduced first-time DC homebuyer recordation rate of 0.725% is available on homes below certain price caps if income limits are met.

Special FSBO Considerations for District of Columbia

DC's combined transfer/recordation tax burden (up to ~2.9% total) is higher than most states, so FSBO sellers must budget carefully for the seller-side transfer tax portion. Many DC properties are condos or co-ops with condo association or co-op board approval processes that FSBO sellers need to navigate directly without an agent's help. DC also has unique tenant right-of-first-refusal rules (TOPA) for certain properties that can significantly affect a FSBO sale timeline.

Why List Your District of Columbia Home Free on SaveOnYourHome.com

SaveOnYourHome.com is a nationwide FSBO platform built for District of Columbia homeowners who want to sell their home without paying a listing agent. Listing your home on SaveOnYourHome.com is completely free, with no listing fees, no commissions to us, and no strings attached. We give District of Columbia sellers a professional listing page, buyer inquiry tools, and free educational resources so you can market your home yourself and keep the equity you've built.

Unlike agent-based platforms, SaveOnYourHome.com is a pure FSBO marketplace. We don't take referral fees, we don't push you toward paid services you don't need, and we never charge you a commission when your home sells. The savings from selling FSBO in District of Columbia, often $30K-$36K, stay in your pocket.

Free Weekly FSBO Q&A Call for District of Columbia Homeowners

Selling your District of Columbia home by owner does not mean going it alone. Every week, SaveOnYourHome.com hosts a free live Q&A call where District of Columbia homeowners can ask real questions about pricing, disclosures, showings, offers, and closing, and get honest, commission-free answers before they list.

The call is 100% free, there is nothing to buy, and every seller is welcome, whether you are just researching FSBO or already have your home on the market. Bring your questions and get clear guidance from the SaveOnYourHome.com team.

Reserve your spot on the next free weekly Q&A call →

Frequently Asked Questions About Selling FSBO in District of Columbia

What must I disclose to buyers when selling FSBO in District of Columbia?

District of Columbia requires a statutory seller disclosure. The legal basis is: District of Columbia Real Property Disclosure Statement (D.C. Code § 42-1301 et seq. (Chapter 13, Residential Real Property Seller Disclosures)).

How much is transfer tax in District of Columbia, and who pays it?

DC imposes two separate taxes on real estate sales: a deed transfer tax (customarily paid by the seller) and a deed recordation tax (customarily paid by the buyer), each at 1.1% of the sale price for homes under $400,000 and 1.45% for homes at or above $400,000 (combined roughly 2.2%-2.9%). A reduced first-time DC homebuyer recordation rate of 0.725% is available on homes below certain price caps if income limits are met.

Is there a mandatory attorney review period in District of Columbia?

District of Columbia does not have a statutory post-signing attorney review period like New Jersey's. FSBO sellers can still ask an attorney to review the contract before signing.

How much can I save by selling my home FSBO in District of Columbia?

On a typical District of Columbia sale, real estate commissions total about 5% to 6% of the sale price, roughly 3% to the listing agent and 3% to the buyer's agent. Based on a $600,000 District of Columbia home, eliminating that 6% keeps up to about $36,000 inside your transaction. When you sell FSBO on SaveOnYourHome.com, there is no listing fee and no listing-side commission owed to us. If your buyer also comes to you directly through your free SaveOnYourHome.com listing without a buyer's agent, the buyer-side ~3% (about $18,000) can be negotiated as a lower price or a closing credit on this same sale.

Do I need MLS access to sell FSBO in District of Columbia?

No. SaveOnYourHome.com is a nationwide FSBO platform that reaches District of Columbia buyers directly without requiring you to pay for MLS access or a listing agent.

District of Columbia FSBO Recommendation

Complete District of Columbia's official form or a comparable comprehensive form, keep copies of everything you disclose, and have a real estate attorney review your disclosure package before signing. Verify current requirements with a licensed District of Columbia real estate attorney.

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Important legal disclaimer

Important Legal Disclaimer. Please read carefully before relying on any information in this guide.

Not legal, tax, or financial advice. This guide is general informational content published by SaveOnYourHome.com, LLC for District of Columbia homeowners considering selling their home by owner (FSBO). It is not legal advice, tax advice, financial advice, investment advice, or real estate brokerage advice. Reading this page does not create an attorney-client, broker-client, or fiduciary relationship of any kind between you and SaveOnYourHome.com, LLC, its founder, its employees, or its contractors.

Not a licensed brokerage. SaveOnYourHome.com, LLC is a technology platform, not a licensed real estate brokerage in District of Columbia or any other state. We do not represent buyers or sellers, we do not negotiate on your behalf, and we do not receive commissions. You are acting as an unrepresented seller.

No warranty of accuracy or currentness. State disclosure laws, closing procedures, transfer taxes, and required forms change frequently, and their application depends on the specific facts of your property and transaction. While we make reasonable efforts to keep this guide accurate as of the last-updated date shown below, we make no representations or warranties, express or implied, about the completeness, accuracy, reliability, or timeliness of any information on this page. Statutory citations and form references may become outdated between updates.

Consult licensed professionals. Before completing your seller disclosure, signing any contract, or closing on your home, you should consult a licensed District of Columbia real estate attorney, and where appropriate a licensed tax professional, title company, and licensed home inspector. Every FSBO transaction has facts that a competent professional needs to review.

Third-party citations are not endorsements. Links to state statutes, government agencies, industry associations, and third-party sources are provided for reference only. We do not endorse and are not responsible for the content, accuracy, or availability of any third-party site or resource.

Your decision, your responsibility. The decision to sell your home by owner rather than through a licensed real estate agent is yours alone. You assume all risk related to that decision, including pricing, marketing, showings, negotiations, disclosures, and closing. To the fullest extent permitted by law, SaveOnYourHome.com, LLC and its affiliates, officers, employees, and contractors disclaim all liability for any loss, damage, or claim arising out of or related to your use of or reliance on this guide.

Last updated: July 23, 2026.

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